Based on true events, the movie tells the story of two men who want to start a scooter business but don't have the required collateral for a bank loan. Then one of them runs into a former flat neighbour who offers to lend them the money. The guy turns out to be a thug and starts to extort them. Their life goes downhill from there.
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The Debt is a 1999 Polish film directed by Krzysztof Krauze. It is based on a true event that took place in Warsaw, Poland in the early 1990s.